It is issued by citizens of the People’s Republic of China holding second-generation ID cards, persons with stable and continuous wage income, and self-employed persons with business income, and the recognized monthly wage or business income is used as the main loan amount judgment basis. Unsecured RMB loan business for consumption or business purposes.
Housing mortgage loan refers to a loan that customers use real estate as collateral for various consumption, decoration and purchase of cars, etc., and apply for loan consulting services through Yibei Credit and apply to the bank. The real estate after processing can still be used or rented normally.
Mortgage house refinancing means that the customer’s real estate currently has bank debts, but does not exceed the maximum loan limit of the one-time credit investigation cooperative bank. Loan consultation can be conducted through the one-time credit investigation, and the real estate is used as collateral, and the bank After applying for the loan service, the property can still be used or leased normally.
Business loan consulting is a financing consulting product that serves SME financing consulting, micro-enterprise financing consulting, and private owner financing consulting. It helps borrowers financing consulting services and solves the problem of corporate operating capital consulting turnover.